1. Where unemployed mobile 소액대출 are available
Mobile microloan for unemployed people Woori Bank Woori Emergency Loan
It is a product that determines whether a loan is possible by using the telecommunication rating regardless of occupation or income.
1 Because it is a loan from a financial institution, the interest rate is also low.
The maximum loan limit is 3 million won, and the interest rate is 4.5% per annum.
The loan term is up to one year, and the loan can be repaid by repayment at the maturity date.
소액대출 추천 Summary of telecommunication grade loan products (Nonghyup and Woori Bank emergency loan)
1Financial sector mobile microloan Shinhan Bank Sol Pyeon Handy Emergency Loan
For a convenient emergency loan, you must be able to obtain an insurance policy from Seoul Guarantee Insurance.
You can apply for KCB grades 1-6 or if the credit rating of Seoul Guarantee Insurance is between grades 1-5.
The maximum loan limit is 2 million won, and the interest rate is 3.8% per annum.
The loan term is one year and can be extended up to 10 years.
The repayment method is the repayment at the maturity date.
Mobile Loan Kakao Bank Emergency Loan
Kakao Bank Emergency Loan is also available regardless of occupation or income, so it is a mobile microloan product that can be used by unemployed people as well.
Loan limits range from 500,000 won to a maximum of 3 million won, with interest rates ranging from 3.4% to 13.9% per annum.
The loan term is one year, and the repayment method can be repaid at the maturity date.
Kakao Bank Minus Passbook Loan Conditions, Limits, Interest Rate Summary
A small loan of KRW 500,000 Hana Bank Hana OneQ Emergency Loan
It is one of the small numbers of simple loan products available at Hana Bank.
Those who are 19 years of age or older and those who can issue insurance policies from Seoul Guarantee Insurance can apply for unemployed persons.
The maximum loan limit is 3 million won, and the interest rate is 5.2% per annum.
The term of the loan is one year, and the repayment method is a lump-sum repayment at maturity.
Hana OneQ Emergency Loan Review: Easy Loan for Unemployed
1 million won small loan Finck emergency loan
This is a micro-loan product created jointly by DGB Daegu Bank and Finck, a financial institution.
It is a no-document, no-visit loan that can be used regardless of occupation or income and does not require any documents to apply.
The maximum loan limit is 3 million won, and the interest rate is 3.08% per annum.
The term of the loan is one year, and the repayment method is repayment at maturity.
For reference, the loan limit differs depending on when you borrow with lump-sum repayment and when you borrow with a negative bankbook.
Please note that the maximum loan limit is 3 million won in the case of lump-sum repayment and up to 1 million won in the case of a harmful bankbook method.
Simple 소액대출 후기 NH Nonghyup All One Emergency Loan
It is a loan product that determines whether a loan is possible through the communication grade. Of course, keep in mind that occupation and income are irrelevant.
The maximum loan limit is 500,000 won to 3 million won, and the loan interest rate is 3.5% to 4.5% per annum.
The loan term is three years without a deferral period, and the repayment method can be repaid in equal installments of principal and interest.
Nonghyup Loan for Unemployed: All-One Emergency Loan Available to Non-Income People
Non-face-to-face small loan Cider bank small negative bankbook loan
Regardless of occupation or income, any Korean citizen over the age of 20 who has passed the personal credit evaluation criteria can apply.
The maximum loan limit is 5 million won, and the interest rate is 6.9% to 16.5% per annum.
The loan term is one year and can be extended up to 5 years.
The repayment method is the repayment at the maturity date.
Cider Loan Summary of loan products available to unemployed people
ID card microloan KB Savings Bank kiwi emergency fund loan
It is a micro-loan product that can be used on PC, mobile, and branch offices.
It is a product that has the advantage of being able to easily inquire how much the loan limit is available without an official certificate.
The loan limit is 3 million won, and you can apply in 500,000 won increments. And you can use up to 2 accounts.
The loan interest rate is 8.9% to 19.4% per annum, and the loan term is one year.
If you wish to extend the loan period, you can extend the loan period up to 5 years.
Loan repayment is possible through negative repayment or lump-sum repayment.
There is also no fee charged when using the Kiwi Emergency Loan.
It will be easy to use because the document you need to prepare when applying for a loan is one identification card.
Shinhan Savings Bank Novelty 500 Loan
This is Shinhan Savings Bank’s 간편 소액대출 product that those can use over 19 years of age with proof of income and those with a NICE credit score of 590 or higher.
The maximum loan limit is 100,000 won to 5 million won, and the loan interest rate is 11.9% to 19.9% per annum.
I think it is a valuable product for those who need a small amount of money because loans are available from 100,000 won.
The loan period can be selected from 1 to 5 years, and the repayment method can be repaid in equal installments of principal and interest.
Small Loan Unemployed – Lotte Capital Elon (Loan by Credit Card Holders)
Lotte Capital Elon is a product that can borrow up to 60 million won if you prove your real estate.
The loan limit is very high compared to other small loans.
The interest rate for the loan is 7.1% to 19.9% per annum, and the loan period can be selected from 1 to 6 years.
Loan repayment can be made in equal installments of KRW (li).
For reference, Lotte Capital Elon can be applied by those who have a credit card and have a history of using it.
If you currently have a credit card and have used it, you may be eligible for a loan.
Where you can get a small loan Korea Capital Super 모바일소액대출
It is a capital microloan product that can borrow from a minimum of 1 million won to a maximum of 5 million won.
The loan interest rate is 16.1% to 19.9% per annum, and the loan period can be selected from 1 to 3 years.
Loans can be repaid through equal amortization of principal and interest or equal amortization of principal, and this product is intended for homemakers and unemployed people.
The documents you need to prepare when applying for a loan are ID cards and a copy of resident registration.
Easy place to get a 300,000 won small loan – OK Savings Bank Women’s OK Loan.
It is a loan product from 2 Financial Savings Bank that allows you to borrow from a minimum of 100,000 won to a maximum of 50 million won.
The loan interest rate is set between 15.9% and 19.99% per annum, and you can choose one of the repayment methods among lump-sum repayment, equal principal and equal amortization, and equal principal repayment method.
You can choose the loan term from 1 to 5 years.
Loan conditions include office workers with a NICE credit score of 351 or higher, personal bosses, free vocational earners, dispatched workers, contract workers, homemakers, etc.
Top 31 places where loans of 300,000 won and 토스 소액대출 are possible (must read for unemployed people, college students, etc.)
Where you can get a 소액대출 of 500,000 won – SBI Savings Bank Medium Interest Loan
Loan limits range from a minimum of 1 million won to a maximum of 150 million won.
Loan conditions include employees with more than six months of service, those between the ages of 23 and 60, those with Korean nationality, and those with a NICE credit score of 350 or higher.
The interest rate on a loan is between 5.9% and 16% per annum, and repayment can be made in equal installments of principal and interest or equal installments of principal.
You can choose the loan period from 12 months to 108 months.
Where you can get a small loan of 100,000 won – Finck Loan for Living Expenses
The Finck Living Expense Loan is a product created by Finck and Hana Bank, the first financial institution.
So, the loan application is made through the Finck app, and the loan review is conducted at Hana Bank.
You must be 19 years of age or older and have Korean citizenship. You must also pass the loan screening conducted by Hana Bank.
For your reference, the evaluation proceeds quickly because it is conducted automatically.
The maximum loan limit is KRW 5 million, and the loan interest rate is from 3.917% per annum to 13.937% per year at maximum.
The loan period is one year when repayment is made by lump-sum compensation and can be used from 1 to 5 years when a refund is made in an equal installment of principal.
There are no prepayment cancellation fees or required documents.
Where you can borrow 50,000 won, you can also borrow 30,000 won (refer to this when you need urgent money)
1 Micro-loan product for unemployed people in the financial sector
Kakao Bank Emergency Loan
Loan conditions – Koreans aged 19 years or older who can receive insurance policies from Seoul Guarantee Insurance
Loan limit – 500,000 won to 3 million won
Loan period – 1 year (the term can be extended)
Loan repayment method – lump-sum repayment, negative account repayment
Loan interest rate – 3.4% to 13.9% per annum
Early redemption fee – none
This is a Kakao Bank micro-loan product that can be used by those who can get insurance policies from Seoul Guarantee Insurance.
Since you can apply regardless of your occupation or income, anyone who meets the loan conditions can apply.
1 This is a small loan from the financial sector so that you can use it at a low-interest rate.
Woori Bank Woori Emergency Loan
Loan conditions – Those who can calculate the communication grade (SKT, KT, LG U+ telecommunication company users can figure it), those who are within the CB section 1 to 6
Loan limit – up to 3 million won
Loan period – 1 year
Loan repayment method – lump-sum repayment, freely used and repaid within the limit
Loan interest rate – 4.5% to 12% per annum
Early redemption fee – none
This is a Woori Bank micro-loan product that can be used by those who can calculate the communication grade.
Loans of up to 3 million won are available, so it is a suitable product for those who need a small loan.
Because mobile loans are available, you can apply for a loan face-to-face.
NH Nonghyup Bank All One Emergency Loan
Loan conditions – Those with a Telco communication rating of 9 or less, only individuals can borrow, regardless of occupation or income
Loan limit – 500,000 won to 3 million won
Loan period – 3 years
Loan repayment method – repayment in equal installments of principal and interest
Loan interest rate – 3.5% to 4.5% per annum
Early redemption fee – none
This is a micro-loan product of Nonghyup Bank that can be applied for by those with a communication rating of 9 or less.
You can borrow up to 3 million won, and you can use it for up to 3 years.
You can apply for a 대출커뮤니티( https://모든대출.com ) loan 24 hours a day so that you can apply at any time.